You need Real Estate & mortgage professional you can trust. You need a company
that values honesty and integrity throughout the entire organization. You need top
planning specialists who give you their best consistently. You need to find strength,
stability and opportunity—especially now. You need New Century Realty & Lending!
When dealing with your real estate home financing, we are not only working with
one of your largest personal financial investments; we also are handling one of
your biggest dreams. Since we work with matters so close to the heart, we serve
you from ours.
New Century Realty & Lending can meet you where you are and help you where you are
going. Let us provide you a professional service without obstacles.
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Escrow, Inspections and Appraisals
Title Company and Escrow Holder. We will need to select a title
company which acts as a neutral third party holding all instruments necessary to
the sale, including funds and deed. The title company will research the complete
recorded history of the property, to insure that the title is free and clear of
encumbrances by the date of closing and that all new encumbrances are properly added
to the title. Some properties are subject to restrictions which limit various activities
from building to parking restrictions. There may be recorded easements and encroachments,
where others have limited rights to use your property.
Inspections. Once your offer is accepted by the seller, you'll
need to have professional inspectors evaluate your home's major systems. I will
help you set up a general home inspections and a termite inspection and in some
cases, septic inspections.
Appraisal and Lending. Keep in close communication with your
lender, who will let you know when additional documents are needed to approve your
loan application and fund your loan. The lender will often send an appraiser out
to the property and you may pay a fee for this service. Appraisers are specialists
in determining the value of properties, based on a combination of square footage
measurements, building costs, and recent sales of comparable properties. When you
are within two weeks of closing, double check with your lender to be sure the loan
will go through smoothly and on time.
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